We've all been there. Only spending what you have and never using credit is quite responsible. Sometimes, however, that can come back to haunt you. Car insurance runs a credit check against you. If you require a loan for a new home or need to lease an apartment your credit will be checked and for some of the "big box" purchases, you might be more comfortable having some credit available to you. If you've never used credit or you have bad credit this makes life a little bit more difficult.
Building your credit to a desirable score is easier than you might think and it starts with a Capital One secured credit card. If you're ready to begin your journey into good credit, apply now to Capital One for your secured card and start building your credit today.
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